MSB Blog

Managing your finances doesn’t have to be complicated. With real-time account alerts available through your mobile banking app, you can stay informed, organized, and in control—no matter where you are.
From tracking spending to avoiding fees, these alerts provide helpful insights into your everyday financial life and can alert you to potential fraud.

What Are Account Alerts?

Account alerts are customizable notifications that keep you updated on your financial activity as it happens. You can receive alerts for:

• Purchases and payments
• Deposits and transfers
• Low balances
• Processed transactions
• Account activity and updates

You decide what matters most—and how you want to be notified.

Stay on Top of Your Finances

1. Know Where Your Money Is Going

   Real-time transaction alerts provide immediate visibility into your spending. Each time you use your debit card or make a payment, you’ll get a notification—making it easier to track habits and stick to your budget.

2. Avoid Overdrafts and Fees

   Low balance alerts can give you a helpful heads-up before your account dips too low. This allows you to transfer funds or adjust spending before fees occur.

3. Get Instant Deposit Confirmation

   Waiting on a paycheck or transfer? Alerts let you know as soon as funds hit your account—so you can plan, pay bills, or move money right away.

4. Stay Organized Without the Guesswork

   Instead of logging in repeatedly, alerts do the work for you—providing a steady stream of updates that help you stay informed without extra effort.

Strengthen Your Fraud Protection

Account alerts do more than help you manage your money—they also serve as a powerful first line of defense against fraud.

With real-time alerts, you’ll know immediately if there’s unexpected activity on your account, such as unfamiliar purchases or withdrawals. The sooner you spot something suspicious, the faster you can take action—helping minimize potential loss and protect your financial information.

Setting alerts for transactions, balance changes, and login activity gives you greater visibility and peace of mind.

To learn more, read our blog article.

Customize Alerts for Your Lifestyle

Account alerts are flexible and easy to personalize. You can:

• Set spending thresholds (e.g., alerts for purchases over a certain amount)
• Choose specific accounts to monitor
• Select how you receive alerts—push notification, text, or email

This ensures you get relevant information without unnecessary interruptions.

A Smarter Way to Manage Money

Account alerts aren’t just about convenience—they’re about confidence. When you know what’s happening with your money in real time, you’re better equipped to make informed financial decisions.

Take Control Today

Enabling account alerts takes just a few minutes, but the impact can be long-lasting. With better awareness and timely updates, you’ll find it easier to stay on track, avoid surprises, and feel more in control of your financial future.

Learn more about Account Alerts.

Monson Savings Bank Is Here to Help

At Monson Savings Bank, we’re here to help you stay one step ahead. We offer secure digital banking tools, fraud detection services, and personalized support to help protect your information. If you ever suspect fraud or need guidance, please contact us.

Visit our Personal Security Center or our Business Security Center for more information and check out more Safety and Security blog posts to stay informed.

This content is provided for informational purposes only and does not constitute legal, financial, or cybersecurity advice. Personal banking customers should consult with qualified professionals regarding their individual financial and security needs. Monson Savings Bank is not responsible for any losses or damages resulting from the use of this information.