Online Banking

Teen Checking

Help your teens get a grasp on managing finances — before they’re off on their own — in a Teen Checking account.

Teens gain real-life experience with a debit card in their name and plenty of free e-services to manage their transactions. With no monthly service fee, no minimum balance requirements, and unlimited nationwide ATM fee refunds*, the account is even that much easier to maintain. Get started with a bang — open an account and get a free $10 iTunes® or Google Play™ gift card right off the bat!

  • Available to teens ages 15 to 17
  • Free $10 iTunes® or Google Play™ gift card upon opening
  • Unlimited nationwide ATM fee refunds*
  • Free MasterCard® debit card with teen’s name on it, issued on the spot
  • No monthly service fee
  • No minimum balance to maintain
  • Free online banking
  • Free** mobile banking and mobile deposit
  • Free, paperless eStatements
  • Convenient access to Popmoney® and Apple Pay®
  • Requires a parent or legal guardian to be a co-signer on the account
  • $10 minimum deposit to open
  • Every dollar deposited at Monson Savings is fully insured by the FDIC and DIF

*To earn nationwide ATM fee refunds each month, each statement cycle you must be enrolled in and agree to receive e-statement notice. If you have met your ATM Fee Refunds qualifications for the month, nationwide ATM fees posted to your checking account during the statement cycle will be reimbursed and credited to the account on the last day of the monthly statement cycle. ATM fee refunds may be subject to 1099 tax reporting.

**Mobile banking is free, but check with your carrier about fees for accessing the internet or sending/receiving text messages from your phone. Not all phones supported.