CashBack Checking

"Open Now" works best in Firefox and Chrome

What would you do with an extra $240 this year? You might want to start thinking about that, because this free checking account is set up to make it happen! 

Earn up to $20 cash back per month, including nationwide ATM fee refunds, just for taking advantage of electronic services that make your life easier. Do better than free. Get paid for everyday banking in CashBack Checking.

Details
  • No monthly service fee
  • Earn up to $20 per month* when qualifications are met:
    • Earn 10¢ for each PIN-based debit card transaction
    • Earn 20¢ for each signature-based debit card transaction
    • Earn 10¢ for every bill paid via online bill payment service
    • Nationwide ATM fee refunds (up to $10 per month)
  • No minimum balance to maintain account
  • Free check writing and debit card
  • Free online banking and bill pay
  • Free** mobile banking and mobile deposit
  • Free, paperless eStatements
  • Convenient access to Popmoney® and Apple Pay®
  • $10 minimum deposit to open
  • Every dollar deposited at Monson Savings is fully insured by the FDIC and DIF

Earning cash rewards is easy!

To earn cash back and domestic ATM fee refunds each month, each statement cycle: 

  • Have at least 12 debit card purchases post and settle
  • Have at least 1 direct deposit post and settle
  • Be enrolled in and receive eStatement notice

If you don't qualify, don't worry — your account is still free, and you can get right back to earning rewards the very next cycle.

Open Now works best in Firefox and Chrome

*Minimum to open is $10. When monthly qualifications are met, you receive 10₵ for every "PIN-based" debit card purchase transaction, 20₵ for every "signature-based" debit card purchase transaction, and 10₵ for every bill paid through our online bill pay service, up to a total cash back of $10 per monthly statement cycle, posted to your account by the 15th day of the following month. We will also reimburse up to a total of $10 in domestic ATM fees incurred during the statement cycle if qualifications are met within the monthly statement cycle. Qualifying transactions must post to and settle account during monthly statement cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM processed transactions and transfers between accounts do not count as qualifying transactions for purposes of earning rewards within this account. Cash Back rewards are subject to 1099 tax reporting. No monthly service charge. Available for personal accounts only. Limit one account per tax owner.

**Mobile banking is free, but check with your carrier about fees for accessing the internet or sending/receiving text messages from your phone. Not all phones supported.