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Every swipe is a reward in the making. CashBack Checking pays cash back on debit card purchases — all for just a few qualifications!1

Key Features

  • Cash Back on Debit Card Purchases
  • Refunds on ATM Withdrawal Fees1
  • No Monthly Maintenance Fees
  • No Minimum Balance Requirements
  • Free checking that pays up to $240 a year in cash back
  • Nationwide ATM fee refunds1
  • Earn up to $20 per month1 when qualifications are met:
    • Earn 10¢ for each PIN-based debit card transaction
    • Earn 20¢ for each signature-based debit card transaction
    • Earn 10¢ for every bill paid via online bill payment service
    • Refunds on ATM withdrawal fees, nationwide (up to $10 monthly1)
  • No monthly maintenance fees
  • No minimum balance to earn rewards
  • Free digital banking services, including:
    • Free online banking & bill pay
    • Free mobile banking2 with mobile deposit
    • Free eStatements
  • Free Mastercard® debit card
  • $10 minimum deposit to open

It's Easy to Earn Your Rewards

It's so easy to qualify, you're probably already doing it. Enrollments must be in place and all of the following transactions and activities must post and settle to your CashBack Checking account during each monthly statement cycle:

  • At least 1 direct deposit
  • At least 12 Monson Savings Bank debit card purchases
  • Be enrolled in and agree to receive eStatements

If you don't qualify, don't worry — your account is still free, and you can get right back to earning rewards the very next cycle.

1Minimum to open is $10. When monthly qualifications are met, you receive 10¢ for every "PIN-based" Monson Savings Bank debit card purchase transaction, 20¢ for every "signature-based" Monson Savings Bank debit card purchase transaction, and 10¢ for every bill paid through our online bill pay service, up to a total cash back of $10 per monthly statement cycle, posted to your account on the last day of the statement cycle. We will also reimburse up to a total of $10 in domestic ATM fees incurred during the statement cycle if qualifications are met within the monthly statement cycle. Qualifying transactions must post to and settle account during monthly statement cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM processed transactions and transfers between accounts do not count as qualifying transactions for purposes of earning rewards within this account. Cash Back rewards are subject to 1099 tax reporting. No monthly service charge. Available for personal accounts only. Limit one account per tax owner.

2Mobile banking is free but check with your carrier about fees for accessing the internet or sending/receiving text messages from your phone. Not all phones supported.