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Home Mortgage Loans

  • Competitive rates for home purchase, refinance, or construction
  • Available for primary residence, second homes, vacation homes, or investment properties
  • A wide range of financing programs available
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MassHousing, FHA, & VA Loans

  • Helps homebuyers in the state of Massachusetts
  • Affordable interest rates, fixed for the life of the loan
  • Low down payment options
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Home Equity Line of Credit (HELOC)

  • Competitive rates for several ongoing or seasonal needs
  • The existing equity in your home is used as collateral backing
  • Funds available anytime without reapplying; apply once, then use repeatedly thereafter
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Mass Save® HEAT Loan

  • Mass Save Recommended Attic, Wall and Basement Insulation
  • Heating Systems
  • Domestic Hot Water and Solar Water Heaters
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Credit Builder & Savings Program

  • You borrow from $500 to $5000, for terms of 12 to 36 months
  • The amount you borrow is deposited into a Monson Savings Bank savings account that you cannot access until the loan is repaid
  • You make regular monthly principal and interest payments on the loan
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Meet Our Residential Lenders

Get to know the team that's glad to assist you with financing your home.

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