Savings and deposit account interest rates are effective as of [AUTO DATE - DO NOT TOUCH], and are variable rates that may change after the account is opened without notice. Term IRA and Term Certificate of Deposit (CD) accounts offer fixed rates throughout the term of the account. Fees could reduce earnings and substantial penalties may apply for early withdrawal from IRA and CD accounts. APY = Annual Percentage Yield.

View Home Loan and Refinance Rates

MoneyMaking Checking See Details

Balance Minimum Opening Deposit Interest Rate APY
On balance from $0.01 - $25,000
if qualifications* are met
$10 1.99% 2.01%
On amount of balance over $25,000
if qualifications* are met
$10 0.25% 2.01% to 0.60%
All balances if qualifications not met $10 0.05% 0.05%

*Qualifications

To qualify each qualification period, you must:

  • Have at least 12 debit card purchases that post and settle
  • Have at least 1 direct deposit or automatic payment (ACH) post and settle
  • Be enrolled in and receive eStatement notice

MoneyMaking Savings See Details

Balance Minimum Opening Deposit Interest Rate APY
On balance from $0.01 - $100,000
if qualifications* are met
$10 0.98% 1.00%
On amount of balance over $100,000
if qualifications* are met
$10 0.25% 1.00% to 0.62%
All balances if qualifications not met $10 0.05% 0.05%

*Qualifications

Qualify for Money Making Checking and you also qualify for Money Making Savings.

CashBack Checking See Details

Free checking that earns up to $240 cash back a year.

Free Checking See Details

Minimum Balance to Obtain APYMinimum Opening DepositInterest RateAPY
All balances $0.00 .00% .00%

Statement Savings See Details

Minimum Balance to Obtain APYMinimum Opening DepositInterest RateAPY
$0.01 - $2,500.00 $10 0.10% 0.10%
$2,500.00 - $9,999.99 $10 0.20% 0.20%
$10,000.00 - $24,999.99 $10 0.25% 0.25%
$25,000.00 - $49,999.99 $10 0.25% 0.25%
$50,000.00 - $99,999.99 $10 0.30% 0.30%
$100,000.00 plus $10 0.35% 0.35%

Business Checking Accounts See Details

Account Minimum Opening Deposit Interest Rate APY
Business Checking $0.00 .00% .00%
Small Business Checking $50.00 .00% .00%

Business Savings Accounts See Details

Minimum Balance to Obtain APYInterest RateAPY
$0.01 - $2,500.00 0.10% 0.10%
$2,500.00 - $9,999.99 0.20% 0.20%
$10,000.00 - $24,999.99 0.25% 0.25%
$25,000.00 - $49,999.99 0.25% 0.25%
$50,000.00 - $99,999.99 0.30% 0.30%
$100,000.00 plus 0.35% 0.35%

Fees could reduce earnings
Minimum deposit to open account is $50.00

Certificates of Deposit (CDs) See Details

TermMinimum Balance to Obtain APYInterest RateAPY
3 month $1000.00 0.20% 0.20%
6 month $1000.00 0.30% 0.30%
9 month $1000.00 0.34% 0.35%
12 month $1000.00 0.44% 0.45%
18 month $1000.00 0.54% 0.55%
24 month $1000.00 0.74% 0.75%
30 month $1000.00 0.79% 0.80%
36 month $1000.00 0.98% 1.00%
42 month $1000.00 1.08% 1.10%

Fees could reduce earnings
Minimum of $1,000 is required to open account
Early withdrawal penalty imposed

IRA Certificates See Details

TermMinimum Balance to Obtain APYInterest RateAPY
6 month $1000.00 0.30% 0.30%
9 month $1000.00 0.34% 0.35%
12 month $1000.00 0.44% 0.45%
18 month $1000.00 0.54% 0.55%
24 month $1000.00 0.74% 0.75%
30 month $1000.00 0.79% 0.80%
36 month $1000.00 0.98% 1.00%
60 month Variable** $1000.00 1.18% 1.20%
6 month Roth $1000.00 0.30% 0.30%
12 month Roth $1000.00 0.44% 0.45%
18 month Roth $1000.00 0.54% 0.55%
24 month Roth $1000.00 0.74% 0.75%
30 month Roth $1000.00 0.79% 0.80%
36 month Roth $1000.00 0.98% 1.00%
12 month Educational $1000.00 0.44% 0.45%
24 month Educational $1000.00 0.74% 0.75%
36 month Educational $1000.00 0.98% 1.00%

** Variable rate product, interest rate and APY are based on money market rates and may change after the account is opened

Fees could reduce earnings
Minimum of $1,000 is required to open account
Early withdrawal penalty imposed