Start with pre-qualification to go from homebuying dreams to your very own doorstep.
Dreaming of your perfect home? Let’s make sure you’re ready to find it. Whether it’s your first place or your forever home, getting pre-qualified for a mortgage has many benefits—it gives you a clear picture of your budget, boosts your confidence while shopping, and positions you to act quickly in a competitive market.
How to get pre-qualified?
Simply complete our online mortgage application to start the pre-qualification process or contact one of our lenders.
Start Online Pre-Qualification Contact a Lender
Pre-qualifying for a mortgage means getting an early estimate from a lender of how much you might be able to borrow based on basic financial information you provide—like your income, debts, and credit profile.
Here’s what it typically involves:
- You provide basic financial info and supporting documentation (income, assets, paystubs, W2s)
- You receive an estimate of how much you may qualify to borrow
- It’s not a loan approval, but it helps you understand your budget
- Know Your Budget: Let's you know how much you can borrow to buy a home.
- Confidence Boost: Gives you confidence when shopping for your dream home.
- Competitive Edge: Strengthen your offer in a competitive market.
- Act Fast: Prepares you so you can bid for a house quickly and efficiently.
- Expert Lender Relationship: Provides a connection to a lender who can help you get financing.
- Fast and Easy: Prequals can happen same day with Monson Savings Bank.
A simple 4-step process:
- Tell us about yourself by using our online application or contact a lender.
- A local, trusted lender review the information you provided.
- You are provided a personalized estimate with valuable homebuying insights.
- You can start shopping for your home with confidence.
Why choose Monson Savings Bank? Because buying a home is a big deal—and you deserve a local partner who’s with you all the way. At Monson Savings Bank, we don’t just offer loans—we offer guidance. Our personalized approach and powerful digital tools are designed to make your journey to homeownership smooth and stress-free.
When you finance with us, you’re never alone. A dedicated home loan expert will be by your side, answering questions and helping you every step of the way.
- Local decision-making
- Personalized service
- Experienced mortgage team
- Digital tools + human support
- Expert, local lenders
*Pre-qualifications provide an estimate of how much money a borrower might be given, this does not guarantee a mortgage loan and will require additional documentation.
