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We'll help you build something beautiful with a construction loan - your home.

As a construction lender of choice, Monson Savings Bank regularly helps our customers' dreams come true. We assist our customers in obtaining the financing they need to build their dream home. Designing and building a brand new home, customized exactly how you desire to fit your family's needs, is an exciting experience! Our local lenders are ready to be apart of this experience and assist you every step of the way. We will listen to your vision and help you make your dream home a reality.


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Special Limited Time Offer

*$350 closing cost discounts offer is available for qualified borrowers who establish automatic withdrawal from a Monson Savings Bank checking account. Offer valid for a limited time only and may be withdrawn at any time. Limit one per household. All loan applications are subject to credit underwriting and property approval. $350 credit will be applied at closing. Coupon is not redeemable for cash. Other conditions may also apply.

Key Features

  • Competitive Rates
  • Quick Decisions
  • Local Processing

About Your Construction Loan:

  • Available for primary residence or second home construction
  • Payments are interest-only during construction phase, based on the amount drawn on your loan
  • Construction draws advanced in stages based on work completed
  • Transition from the construction phase to permanent financing, with no additional closing

What to Expect From Us:

  • Competitive rates
  • Local and experienced mortgage lenders
  • Strong knowledge of the local real estate market
  • Quick, local decision-making and processing
  • Attentive, friendly service from start to finish
Contact a Residential Lender

Our experienced, knowledgable and friendly Residential Lenders are ready to help you meet your home financing goals.