Monson Savings Bank Announces the Promotion of Terry Poloski to Vice President Residential Lending Officer
Monson Savings Bank recently announced the promotion of Terry Poloski to the role of Vice President Residential Lending Officer.
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Mortgage Vocab Terms 101
Starting your journey to buy or finance a home can be filled with many emotions, including excitement and stress. It is also filled with mortgage vocabulary that you should familiarize yourself with to ensure you understand your mortgage. Reading through these important key vocab words below will help reduce stress and let you instead focus on the excitement of the process.
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Ways to Cut Mortgage Expenses
The amount you borrow, the finance charges- which combine interest and fees- and the time it takes you to repay, are the factors that make buying a home expensive. So Monson Savings Bank is helping you to find ways to reduce one or more of them to save you money.
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Making a Down Payment on a Home
A lot goes into buying a home, but one of the biggest hurdles for many is saving enough for a down payment. At Monson Savings Bank, it is important to us to help you and your family reach financial goals in order to achieve your life goals, like purchasing a home. Get started here.
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What is a Home Equity Line of Credit (HELOC)?
It has often been said that owning real estate is one of the best investments someone can make. You might not be interested in becoming a real estate investor, but simply owning a home is a real estate investment in itself. The benefits of owning a home far outweigh any of the challenges. Owning a home can offer you tax breaks, a reasonable risk-adjusted return on investment, and a guard against inflation. A huge benefit of being a homeowner is that it gives you the opportunity to build equity.
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