At Monson Savings Bank we offer a wide variety of mortgage loan solutions and term options to fit your exact needs.

Fixed Rate Mortgages

With a fixed rate mortgage your interest rate will never increase meaning you can count on consistent and predictable payment each month.

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Adjustable Rate Mortgages

An adjustable rate mortgage has the advantage of an initial lower fixed rate for a designated period of time. Following the initial rate period, the rate will adjust and your monthly payment may change. An adjustable rate mortgage might be what you are looking for if:

• You plan to sell the home in 5-10 years
• You are purchasing a starter home
• You expect an increased income in the near future

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Home Equity Line of Credit

• Funds available anytime without reapplying
• Revolving credit — as principal is repaid, more becomes available for use
• Interest is only charged on what you use
• Flexible repayment terms that fit your budget

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Construction loans

Monson Savings Bank’s helpful Residential Lenders make it easy to get started on your home construction project with quick, local decision making and processing. They will help you from start to finish with attentive and friendly service.

• Competitive rates for your home construction project
• Available for primary residence or second home construction
• Payments are interest-only during construction phase, based on the amount drawn on your loan
• Construction draws advanced in stages based on work completed
• Transition from the construction phase to permanent financing with no additional closing

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Jumbo loans

Contact a Residential Lender if you are interested in learning more about Jumbo Loan options available through Monson Savings Bank.

Contact a Lender

Our experienced, knowledgable and friendly Residential Lenders are ready to help you meet your home financing goals.