Homebuying 101:
Your Roadmap to Homeownership

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Buying a home may seem overwhelming, but we’re here to break it down into simple, easy-to-understand steps! Our Homebuying 101 event is a friendly and informative event designed to help you feel confident and prepared on your path to owning a home.

We’ll cover the homebuying process from start to close in an easily digestible format. No complicated jargon—just real, helpful advice to get you ready to buy. Let’s make homeownership happen together! 

Learn all about...

• The Homebuying Process
• Downpayment & Other Assistance
• Getting Prequalified
• Mortgage Financing Options
• The Closing Process
• Credit & Budgeting

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	Wil Morales
	Assistant Vice President
	Community Lending Officer
	Monson Savings Bank
	NMLS ID 1220692
	Terry Poloski
	Vice President
	Mortgage Loan Officer
	Monson Savings Bank
	NMLS ID 23405
	Brett Charron
	Mortgage Loan Originator
	Monson Savings Bank
	NMLS ID 2311085

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*Appraisal credit limited up to $585 value. This credit is available on 1-4 family owner occupied purchase transactions only for qualified first-time homebuyer applications approved and closed with Monson Savings Bank. An eligible first-time home buyer includes any borrower who has not held an ownership interest in a principal residence at any time during the three years preceding the projected closing date of the mortgage to be financed by Monson Savings Bank. Monson Savings Bank will provide a lender credit at closing for the cost of appraisal, up to $585. Any appraisal cost above $585 is the borrower’s responsibility. Offer valid for applications received February 1, 2026, through December 31, 2026, and may be withdrawn at any time without notice. All loan applications are subject to credit underwriting and property approval. Limit one per household. Not redeemable for cash. May not be combined with any other promotional offer. Other fees and costs may apply. Other conditions may also apply. Redeem offer at the time of application by providing reference code MSBAPPRAISAL2026 to your MSB team member. NMLS ID #613363

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Registered Homebuying 101 event attendees will have an opportunity to win gift card drawing prizes.

**Drawing for door prize is open to all participants and they are not required to be a customer to enter. One entry per individual permitted. Entrant need not be present during the time of drawing to win. Odds of winning depend on the number of entries received. To be eligible to win, individual must attend the Homebuyers 101 Workshop on March 12, 2026 or mail an index card with their name, address and phone to Monson Savings Bank, Marketing Department, 146 Main St, Monson, MA 01057. Agents and employees of MSB and their family members are not eligible to win. MSB and its employees, officers, and directors assume no responsibility or liability for, and all entrants agree to release and hold them harmless from and against, any damages, injuries, losses, claims, or causes of action of any kind arising from participation in this promotion. Promotion begins and ends on March 12, 2026. Winner will be drawn no later than March 12, 2026. MSB is not responsible for lost, late or misdirected mail or email, printing or posting errors, or technical errors. MSB will request the right to publicize winners’ names and images with the winner announcements. Void where prohibited by law. No purchase necessary.