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Home Loans

As a bank based right here in Hampden County, lending is more than just our job — it’s personal. Especially when it comes to getting fellow community members into the home of their dreams.

Whether you’re a first-time homebuyer, refinancing, building from the ground up, or taking advantage of our other financing programs, we work hard to accommodate your unique needs.

Learn more about our budget-friendly financing options, our localized process, and easy online application by visiting our convenient online lending center.

  • Competitively low rates for home purchase, refinance, or construction
  • Available for primary residence, second homes, vacation homes, or investment properties
  • A wide range of terms customized to your unique situation
  • A wide range of financing programs available, including:
    • Fixed rate mortgages
    • MassHousing
    • FHA Loans
    • VA Loans
    • First time homebuyer specials
    • Construction loans
    • Jumbo loans
  • 1 to 4 unit investment property financing
  • Helpful loan advisors with working knowledge of the local real estate market
  • Free pre-qualification for extra confidence when securing financing
  • Refinance your current home and save
  • Local decision-making and processing
  • Personal approach to service from knowledgeable loan advisors